No. In cases where you do not have an existing health insurance policy, the Intended Parents will need to secure an appropriate policy to cover the medical expenses related to the surrogacy. Ensuring that you have adequate health insurance is essential to the surrogacy process and that you receive the necessary care throughout your journey. This process helps to protect both you and the Intended Parents, ensuring a smooth and well-managed surrogacy experience.
If you have a health insurance policy, a thorough review will be conducted to determine if there is a “surrogacy exclusion” in your coverage. If no exclusion is found, your insurance will be utilized for your obstetrical medical care once you are released from the fertility center and begin seeing your obstetrician. The Intended Parents are responsible for all co-pays and deductibles associated with your insurance.
Staci Swiderski, CEO and owner of Family Source Consultants, has been a prominent leader in reproductive medicine for over two decades. Through her strategic vision and dedication, she has developed Family Source Consultants into a globally recognized agency specializing in comprehensive egg donation and gestational surrogacy services. Under Staci’s leadership, the agency has become a trusted partner for intended parents, surrogates, and egg donors worldwide, known for its rigorous standards, compassionate support, and commitment to excellence in third-party reproduction.
Her professional insight is uniquely informed by her own family-building experiences. As an intended parent, Staci welcomed her son via gestational surrogacy in 2005, and as a known egg donor, she assisted an infertile couple in expanding their family. These experiences lend a rare depth to her leadership and have fueled her ongoing dedication to ethical, empathetic, and professional support within the field of reproductive medicine.